Is a broken garage door covered by homeowner’s insurance? Different insurance companies may or may not cover certain damage. If you or a member of your family damage your garage door, most insurance will cover the repairs. Damage resulting from fire, vandalism or theft is normally covered by your homeowner’s policy. Damage caused by another person’s vehicle is usually covered by that person’s auto insurance. There are lots of plans with varying coverages and deductibles so make sure you know what yours covers.
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